Nepal Investment Bank Ltd. (NIBL) has been striving and formulating its plans in line with the vision of Nepal Government to incorporate the rural and disadvantaged group of people into banking system and increase their financial literacy. In order to attain Financial Inclusion. NIBL has launched several credit facilities directly or in collaboration with partner institutions targeted to Micro Enterprises and individuals. NIBL after due diligence of the clients the bank provide loan to individuals and small enterprises ranging from NPR 100,000.00 to NPR 1,000,000.00 depending on the requirement, nature of business and profession.
Through Microfinance scheme the bank has the ability to encompass the rural population into formal financial channel as well as uplift living standards through need based financial initiatives of individuals, community level and small enterprises.
NIBL has also been providing various credit facilities to Microfinance institutions whereby the bank can serve the rural area people and communities.