SME lending is expected to bring in small business in the formal banking channel as well as assist in uplifting economy of the country by using local resources, assisting the country towards self-sufficiency, improving balance of payment and towards creation of employment opportunities   in Nepal.

NIBL provides various funded and non-funded facilities to cater the specific business needs. Under this scheme, any manufacturing, trading, service oriented business can avail loan from the bank.

NIBL SME lending is further segregated under three broad categories:

• Growing Enterprises:

Growing Enterprises are the business units having

• Maximum Paid Up Capital of NPR 5 mio
• Maximum Fixed Assets of NPR 50 mio
• Self-involvement of the proprietor / partners / promoters/ governing persons.

Loan Limit: Upto NPR 50 mio

Interest Option: Fixed / Floating

• Small Enterprises:

Small Enterprise Loan are the business loan structured to finance the firm/ companies with fixed assets above NPR 5 mio upto NPR 100 mio. Fixed assets includes all tangle fixed natured assets as well as intangible assets including pre operating expenses etc.

Loan Limit: Upto NPR 100 mio

Interest Option: Fixed / Floating

• Medium Enterprises

Medium Enterprise Loan are the business loan structured to finance the firm/ companies with fixed assets from NPR 100 mio upto NPR 250 mio. Fixed assets includes all tangle fixed natured assets as well as intangible assets including pre operating expenses etc.

Loan Limit: Upto NPR 250 mio

Interest Option: Fixed / Floating

 Please visit our nearest branch for further details