Interest Rates

Base Rates

S.No
Indicator
%
Description
1
Base Rate
5.79%
Bhadra end 2078
2
Cost of Fund
4.06%
Bhadra end 2078
3
Interest spread
3.34 %
Bhadra end 2078
4
Base Rate (applicable)
5.74%
Asadh end 2078- (Average for 3 months) (Baisakh 2078: 5.93%, Jestha 2078: 5.76%, Asadh 2078: 5.54% )
Effective from 19th June, 2020
  • Deposit Rates
  • Fixed Deposit Rates
  • Lending Rates
  • Fixed Lending Rates (For 1 Year)
  • Fixed Lending Rates (Upto 7 Years)
  • Fixed Lending Rates (Upto 10 Years)

Notes:
- Penal interest will not be levied in any type of loan till Ashad end 2077
- Rates on Lending will be adjusted as per change in base rate of the Bank.
- Interest rate on direct deprived sector lending shall be as per existing agreement.
- Rate on consortium financing shall be decided by consortium meeting
- Specific product feature, interest rate and minimum balance for various saving deposits will be as per information provided in Bank's website