Interest Rates

Base Rates

S.No
Indicator
%
Description
1
Base Rate
8.59%
Asadh End 2079
2
Cost of Fund
7.06%
Asadh End 2079
3
Interest spread
4.00%
Asadh End 2079
4
Base Rate (applicable)
8.54 %
(Average for 3 months) (Baisakh 2079: 8.51%, Jestha 2079: 8.53%, Asadh 2079: 8.59%)
Effective from 17th July, 2022
  • Deposit Rates
  • Fixed Deposit Rates
  • Lending Rates
  • Fixed Lending Interest Rates

Notes:

  • Specific product feature, interest rate and minimum balance for various saving deposits are provided in Bank's website.
  • Tenure of Fixed deposit should not be less than 3 months.
  • Akshyakosh rate to be decided by mutual consent between Bank and the client.
  • Interest rate on fixed deposits opened through remittance fund shall be provided with +1% above the highest published deposit interest rate.
  • Interest rates on renewal bidding may be increased by 0.10%.
  • Interest rates on lending are to remain same as published for the month of Kartik 2078.
  • Interest on deposit to be provided on quarterly basis.