Section 3: Trade Finance
Particulars	Charges
DOCUMENTARY CREDITS - IMPORT LC
Issuance Fee- Irrevocable/Back to Back documentary credit/Reinstate
Industrial	0.15% p.q, or Minimum NPR 2,000/-
Trading/Service/ Local UC /Others	0.25% p.q, or Minimum NPR 2,000/-
Amendment Fee
Other than time extension and value enhancement	NPR 1,000/-, Plus SWIFT charge
Time extension /value enhancement	As per issuance commission Plus SWIFT charge
Time extension within the same quarter	NPR 1,000/-, Plus SWIFT charge
Acceptance commission - Import (Usance / Deferred)
NPR/ INR	0.50% p.q or Minimum NPR 1,000/-
FCY	0.25% p.q or Minimum NPR 1,000/-
Payment commission (Usance & Mixed Payment LC & DAA)	NPR 500/- per Payment
Settlement of LC/DAP/DAA	NPR 500/- per document
Discrepancy Charges
NPR Document	NPR 2,500/-
INR Document	INR 2,500/-
Other Currency/ Countries
For India	For USD LC- USD 50/-
For other countries
USD	USD 50/-
EUR	EUR 50/-
GBP	GBP 50/-
Other currency than above	equivalent to USD 50/-
LC cancellation (unutilized)	NPR 2,000/- Plus SWIFT charge
LC cancellation -partially unutilized (unexpired)	NPR 1,000/- plus SWIFT charge
Issuance of multiple Bi. Bi. Ni under single settlement/ Customs Change	NPR 500/-each
Reimbursement Authorization By SWIFT	NPR 750/-
Commission in Lieu of Exchange
Documents settled by FCY from other Banks	1% Flat
From own USD A/C	0.25% or Minimum USD 10/-
Advance Payment -Import (As per NRB Circular)	0.25% or Minimum NPR 1,000/-
Incase of Custom Change	NPR 500/-
Discrepant Import Document Return	NPR 2,500/- plus courier charges plus SWIFT charge
DOCUMENTS AGAINST PAYMENT /COLLECTION -Import
Documents against Payment (DAP)	0.25% or Minimum NPR 2,000/-
Documents against Acceptance (DAA)	0.25% or Minimum NPR 2,000/-
Outward Document other than L/C (BILTY- INR)	0.25% or Minimum NPR 2,000/-,Plus NPR 500/- per payment
DOCUMENTARY CREDITS- EXPORT LC
For advising original LC & Amendments
Accountholder	NPR 2,000/-
Non-Accountholder	NPR 5,000/-
Advising Amendment
Accountholder	NPR 2,000/-
Non-Accountholder	NPR 5,000/-
For confirming L/C (Subject to prior arrangement)	0.75% p.q. or Minimum NPR 5,000/-
Bank to bank reimbursement -Export
NPR Reimbursement	NPR 2,500/- per Drawing, Plus SWIFT Charge
INR reimbursement	INR 2,500/- per Drawing , Plus SWIFT Charge
Other FCY	USD 50/- or equivalent per Drawing, Plus SWIFT Charge
For transferring a transferable credit (whole or partial of a documentary credit)
Accountholder	0.10% or Minimum NPR 2,000/-
Non-Accountholder	0.20% or Minimum NPR 5,000/-
Advance Payment- Export
Payment credit to account	USD 5/-
Payment received confirmation/ Issuance of Advance Payment Certificate (APC) & Issuance of Duplicate APC Certificate	NPR 500/-
Duplicate Advices / Realization Certificates/ /Others :Tax Office Letters	NPR 500/-
Refund of Inward Payment & Nostro Cover	USD 25/- plus Swift Charge
BILLS OF EXCHANGE under LC- Export
Export Bills
Negotiation /Discount of Sight Payment Documents (Sight Clean or Discrepant)	Comm 0.15% plus Interest- Base rate + Upto 5% (Note: For Minimum 15 Days Plus Additional Days)
Negotiation/Discount of Usance Document (Clean or Discrepant)	Comm 0.15% plus Interest- Base rate + Upto 5%, (Note: For Minimum 15 Days interest to be levied for usance document Plus Additional Days)
Export Bills Dishonored (Collection or Discount)	NPR 2,000/-, plus interest for negotiated documents & collection charges
Overdue Export bills	additional 2% p.a. interest for overdue period
Collection of Export Bills (under LC)	0.25% of realized amount or Minimum NPR 2,000/-
BILLS OUTWARD -EXPORT
Cash against Document (CAD)
Issuance	NPR 2,000/- flat
Amendment (except Amount)	NPR 1,000/-
Settlement commission
For document to be sent through NIBL	0.25% of received amount or Minimum NPR 2,000/-
For documentation by client themselves	NPR 2,000/- for each credit to account
NRB CASH INCENTIVE service charge
Incentive amount upto NPR 200,000.00	NPR 5,000/-
Incentive amount more than NPR 200,000.00	NPR 15,000/-
Business Credit Information (of Foreign Importers and Exporters/ Rating Agencies)	Actual cost plus NPR 1,000/- plus SWIFT Charge
GUARANTEE
Issuance charge
Bid Bonds	0.50% p.q.or Minimum NPR 2,000/- p.q.
Performance Bonds	0.50% p.q.or Minimum NPR 2,000/- p.q.
Advance Payment Guarantee	0.75% p.q.or Minimum NPR 2,000/- p.q.
Bonded Warehouse /Customs Guarantee	0.75% p.q.or Minimum NPR 2,000/- p.q.
Guarantee for EXIM Code	NPR 7,500/- p.a. or 2.5% p a. whichever is higher
Miscellaneous Guarantee (Local Purchase/ Travel related/ Judicial & Others)	0.75% p.q. or Minimum NPR 2,000/- p.q.
Counter Guarantee	0.625% p.q., or Minimum USD 100/- p.q.
Any Bank Guarantees upto NPR 3 Lakh and maturity period more than 2 years	0 75% p.q. or Minimum NPR 1,000/- p.q.
Guarantee Amendments
Amendments (other than time extension and value increment)	NPR 1,000/-
Amendment for time extension and value increment	Same as issuance
Amendment for time extension within the same quarter	NPR 1,000/-
Counter Guarantee
Amendments of Counter Guarantee (other than time extension and value increment)	USD 100/-
Amendment for time extension and value increment	Same as issuance
Amendment for time extension within the same quarter	USD 100/-
Shipping Indemnity	0.625% p.q. (2.5% p.a.) or Minimum NPR 2,000/- p.q. Plus SWIFT charge)
SWIFT Authentication of Guarantees	USD 100/-
Advising guarantee to other banks/ Beneficiary (without undertaking)	USD 250/-
Endorsing Guarantee to other banks (without undertaking)	USD 250/-

Standard Tariff of Charges