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Home Loan
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Product Overview
Home Loan

NIBL Home Loan offers attractive product features and easy loan processing. Our Home Loan service provides you with a complete financial solution for your dream home from purchasing land or building, construction, extension/renovation of existing building or Apartment/Colony housing financing, and a SWAP of existing home loan for other BFIs.

Features
  • Loan available for all Nepali citizens
  • Nepali citizens between the ages 21 to 65 years of age (at the time of maturity of loan tenure) are eligible for NIBL Home Loan
  • Affordable interest rates and charges (as published by the bank) 
  • We cover 100 % construction cost for building constructions. However, below mentioned ceiling shall be applicable
  • Up to NPR 15 million for First Home Buyers. Lending to be restricted to a maximum of 70% of Fair Market Value or as instructed by NRB from time to time
  • Loan tenure for up to 25 Years
  • Home loan above NPR 15 million for residential homes with a maximum 40% of Fair Market Value for inside Kathmandu valley property and 50% of Fair Market Value for outside Kathmandu valley property or as instructed by NRB
  • Personal Residential Loan upto NPR 15 million. Lending to be restricted to a maximum of 60% of Fair Market Value 

Make your dream home a reality with NIBL Home Loan
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